{"id":3417,"date":"2022-02-28T17:45:06","date_gmt":"2022-02-28T16:45:06","guid":{"rendered":"https:\/\/autodeclaro.es\/?post_type=product&#038;p=3417"},"modified":"2026-06-10T16:12:10","modified_gmt":"2026-06-10T14:12:10","slug":"auto-rental-2","status":"publish","type":"product","link":"https:\/\/autodeclaro.es\/en\/product-4\/auto-rental-2\/","title":{"rendered":"Auto Renta"},"content":{"rendered":"<p><a href=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/06\/InformePyG_ejemplo.pdf\" target=\"_blank\" rel=\"noopener\">View a sample report\u00a0<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p style=\"text-align: left;\"><em><strong><span style=\"color: #ff0000;\">Notice:<\/span> <\/strong><\/em><\/p>\n<ul>\n<li style=\"text-align: left;\"><em><strong>Autodeclaro is not a consultancy, nor are we tax experts. We simply automate the calculation of Profit and Loss based on the statements you provide from your broker. It is the client's responsibility to check the data before using it.<\/strong><\/em><\/li>\n<li><em><strong>We are not responsible for your use of the information described here. It is your responsibility to check the information or instructions given here with a tax advisor.<\/strong><\/em><\/li>\n<li><em><strong>You are ultimately and solely responsible for your declaration. <\/strong><\/em><\/li>\n<li><em><strong>Before placing an order, please read the frequently asked questions carefully to find out if the product is suitable for your operation. You even have the option to request a free demo purchase to validate the service. <\/strong><\/em><\/li>\n<li><em><strong>Basque Country:<\/strong><\/em>\n<ul>\n<li>The report does not provide for the reduction coefficients to benefit from the tax advantage according to the year of purchase. This will be implemented in the near future.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr \/>\n<p><span style=\"color: #ff0000;\"><strong>IMPORTANT<\/strong><\/span>Before placing an order, please read the full product description below.<\/p>\n<p><strong><span style=\"color: #ff0000;\">Note on DEMO version<\/span>:<\/strong> The DEMO version only generates a semi-complete Income report including positions up to this year 2026, but withholding information.<\/p>\n<p>It is highly recommended to order the DEMO version before the PREMIUM version to check that the report meets your expectations.<\/p>\n<p>If you have any questions or suggestions, you can <strong><a href=\"https:\/\/autodeclaro.es\/en\/contact\/\" target=\"_blank\" rel=\"noopener\">contact us at<\/a><\/strong>.<\/p>\n<hr \/>\n<p><strong><span style=\"color: #ff0000;\">Auto-Rent (July - December)<\/span>: <\/strong>If you purchase the PREMIUM version between July and December, in order to estimate the profit and loss for this year, you will receive a discount coupon of 50% on the auto-income contract for the next year 2027 for the filing of the 2026 income tax return.<\/p>\n<div class=\"su-accordion su-u-trim\">\n<p>&nbsp;<\/p>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>1- How long does the Income Tax campaign last at the Tax Agency, the tax offices of Navarre and the Basque Country?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\"><strong>Tax Agency:<\/strong> From Wednesday 8 April to Monday 30 June 2026.<\/p>\n<p style=\"padding-left: 40px;\"><strong>Treasury of Navarre:<\/strong> From Thursday 9 April to Thursday 25 June 2026 .<\/p>\n<p style=\"padding-left: 40px;\"><strong>Bizkaia:<\/strong> From Wednesday 15 April to Tuesday 30 June 2026 .<\/p>\n<p style=\"padding-left: 40px;\"><strong>Araba:<\/strong> From Tuesday 7 April to Thursday 25 June 2026 .<\/p>\n<p style=\"padding-left: 40px;\"><strong>Gipuzkoa:<\/strong> From Tuesday 7 April to Thursday 2 July 2026 .<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>2- Can I use the 'Premium' version outside the income tax campaign?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Yes, you can use the 'Premium' version of Auto-Income if you wish to calculate your profit and loss for the year, together with the dividends accrued to date.<\/p>\n<p>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 In addition, you will benefit from the 50% discount when taking out a premium Auto-Renta next year 2027 (Renta 2026).<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>3- What is the difference between the 'Premium', 'Golden' and 'Golden Tax Cloud' versions?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<ul>\n<li><strong>Premium:<\/strong> It is the automation for the calculation of Profit and Loss together with dividends. The presentation is done by the client itself following the <a href=\"https:\/\/autodeclaro.es\/en\/self-hire-instructions\/\" target=\"_blank\" rel=\"noopener\">instructions<\/a>.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Golden<\/strong> for the Basque Country and Navarra (in this case contact us when ordering) as \u2018Taxfix\u2019 (formerly TaxScouts) does not make these declarations but we work with another consultancy.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Golden (Available until 25 June):<\/strong> The same as the Premium version, but through the tax consultancy \u2018Taxfix\u2019 (formerly TaxScouts), you file your complete tax return. The tax advisor files your tax return directly with the tax authorities and sends you a receipt. The Golden version includes:\n<ul>\n<li>Data review and submission by \u2018Taxfix\u2019 (formerly TaxScouts).<\/li>\n<li>Basic queries.<\/li>\n<li>Cryptocurrencies via Koinly.io, report offered through \u2018Taxfix\u2019 (formerly TaxScouts)<\/li>\n<li>Income from employment.<\/li>\n<li>Deduction for main residence \/ rent.<\/li>\n<li>Income from movable capital.<\/li>\n<li>Contributions to pension plans and other deductions.<\/li>\n<li>Income from real estate capital (up to 2 rents).<\/li>\n<li>Income from economic activity (self-employed).<\/li>\n<li>Capital Gains and Losses (stock market sales).<\/li>\n<li>Matched Betting Winnings.<\/li>\n<li>Crowdlending yields: Mintos, Viainvest, among others.<\/li>\n<li>Cryptocurrencies (Koinly is offered with a limit of 1,000 trades).<\/li>\n<li>Additional services on request.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>More details and list of fares:<strong> <a href=\"https:\/\/autodeclaro.es\/en\/pricing\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/strong><\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>4-Self-Income Purpose<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Generate your Profit and Loss (P&amp;L) report following the FIFO system, Anticipation rule (2 month rule) and also Dividends and double taxation from the<a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/\"> transaction statements<\/a> of the following foreign brokers:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>DeGiro<\/li>\n<li>IBKR<\/li>\n<li>Trading 212<\/li>\n<li>Revolut<\/li>\n<li>eToro<\/li>\n<li>National brokers (<a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/\">see here<\/a>)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>5-How to obtain the statement from foreign brokers?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">See how to download your portfolio for DeGiro, IBKR, Trading 212, Revolut, eToro and many more.\u00a0 <a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/\">here.<\/a><\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>6- Do you support national brokers such as ING, MyInvestor or HeyTrade?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">We support the following national brokers:<\/p>\n<ul>\n<li>Inversis<\/li>\n<li>Myinvestor<\/li>\n<li>Trade Republic<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\">Other national brokers, such as those shown below, would have to use the <a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/#nosoportados\" target=\"_blank\" rel=\"noopener\">template for unsupported brokers<\/a>.:<\/p>\n<ul>\n<li>Bankinter<\/li>\n<li>BBVA<\/li>\n<li>CaixaBank<\/li>\n<li>Deutsche Bank<\/li>\n<li>Ibercaja<\/li>\n<li>Andbank<\/li>\n<li>Metagetsion<\/li>\n<li>MyInvestor<\/li>\n<li>Renta4<\/li>\n<li>Santander<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\">For the rest that are not currently supported<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>7- Are you several holders and is the report valid?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">If the report would be valid, the only thing that would have to be taken would be the percentage of all the amounts obtained.<\/p>\n<p style=\"padding-left: 40px;\">The result should be divided by the number of incumbents.<\/p>\n<p style=\"padding-left: 40px;\">For example, if the report states that dividends have been received from <strong>200 euros<\/strong> and there are two holders, half the value would be taken for each.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>8-What is the FIFO system in the taxation of shares?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">One of the keys to declaring the sale and purchase of shares in the income tax is to\u00a0<strong>the FIFO system<\/strong>. This method of accounting is key to<strong>\u00a0calculating capital gains when taxing personal income tax on stock market gains<\/strong>.<\/p>\n<p style=\"padding-left: 40px;\">FIFO is the acronym for First In, First Out and it is the\u00a0<strong>method used by the Inland Revenue to determine the order in which your shares will be sold<\/strong>\u00a0when calculating the capital gain or loss for personal income tax purposes.<\/p>\n<p style=\"padding-left: 40px;\">In a nutshell, under the FIFO system, the shares you buy first are always sold first. In fact, its literal translation is \"first in, first out\".<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>9- Are short positions supported?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Short positions are supported, if same securities (same ISIN\/ticker) are not mixed with long trades.<\/p>\n<p style=\"padding-left: 40px;\">They also have to be operations within the same year.<\/p>\n<p style=\"padding-left: 40px;\">Otherwise they may have altered amounts in the report or the information may have come from previous years.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>10- Do you carry cryptocurrencies?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">We have a service for the calculation of Profit and Loss of cryptocurrencies, more information at <a href=\"https:\/\/autodeclaro.es\/en\/auto-rental-3\/\">auto-crypt<\/a>.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>11- Do you accrue interest both on the cash deposited with the broker and on coupon payments on bonds and treasury bills, and\/or interest on share loans?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Generally IBKR and some other brokers generate accrued interest both on cash deposited with the broker and coupon payments on US treasury bills and bonds, as well as on stock loans.<\/p>\n<p style=\"padding-left: 40px;\">We do not support this type of income for the time being.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>12-What is the 2 month\/anticipation rule?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<ul>\n<li><strong>What is the advance rule (2 months)?<\/strong>\n<ul>\n<li>\"La\u00a0<em>2-month rule<\/em>\u00a0prevents you from offsetting stock exchange gains or losses that you have sold and repurchased.<\/li>\n<li>For the anticipation rule, we have followed the rules explained in the binding answers. <a href=\"https:\/\/petete.tributos.hacienda.gob.es\/consultas\/?num_consulta=V2481-20\" target=\"_blank\" rel=\"noopener\">V2481-20<\/a>, <a href=\"https:\/\/petete.tributos.hacienda.gob.es\/consultas\/?num_consulta=V0913-08\" target=\"_blank\" rel=\"noopener\">V0913-08<\/a>, <a href=\"https:\/\/petete.tributos.hacienda.gob.es\/consultas\/?num_consulta=V3282-18\" target=\"_blank\" rel=\"noopener\">V3282-18<\/a>\u00a0 of the Treasury:<\/li>\n<li>Remember:\n<ul>\n<li>The anticipation rule does not apply if you sell\/liquidate the position in full.<\/li>\n<li>The look-ahead rule applies to equities, ETFs, funds and CFDs, but does not apply to derivatives (options and futures).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><strong>2 months or 12 months?<\/strong>\n<ul>\n<li><span class=\"has-inline-color has-vivid-cyan-blue-color\">\"La<strong> advance rule would be 12 months instead of 2 months.<\/strong> s<\/span>i what you are selling and buying back are unlisted shares or shares traded on markets that are not regulated\/assimilated by the EU.<\/li>\n<li><span class=\"has-inline-color has-vivid-cyan-blue-color\">They are markets assimilated by the EU and are therefore <strong>the 2-month rule applies<\/strong>: <\/span><strong>Australia<\/strong> (ASX Lim and Chi-X Australia), Hong Kong (SEHK) and <strong>USA<\/strong> (CBOE, NYSE, Nasdaq, etc.) as decided by the Commission. <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/ES\/TXT\/PDF\/?uri=CELEX:32017D2318&amp;from=GA\" target=\"_blank\" rel=\"noopener\">2017\/2318<\/a>; <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/ES\/TXT\/PDF\/?uri=CELEX:32017D2319&amp;from=IT\" target=\"_blank\" rel=\"noopener\">2017\/2319<\/a>; <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/ES\/TXT\/PDF\/?uri=CELEX:32017D2320&amp;from=GA\" target=\"_blank\" rel=\"noopener\">2017\/2320<\/a>\n<ul>\n<li><b>According to the 2021 income handbook<\/b><br \/>\n<a href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/ayuda\/manuales-videos-folletos\/manuales-ayuda-presentacion\/irpf-2021\/8-cumplimentacion-irpf\/8_2-ganancias-perdidas-patrimoniales\/8_2_1-conceptos-generales\/8_2_1_1-concepto-ganancias-perdidas-patrimoniales\/integracion-diferida-perdidas-patrimoniales.html\" target=\"_blank\" rel=\"noopener\">https:\/\/sede.agenciatributaria.gob.e...imoniales.html<\/a><\/li>\n<li>\n<div><a href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/ayuda\/manuales-videos-folletos\/manuales-ayuda-presentacion\/irpf-2021\/8-cumplimentacion-irpf\/8_2-ganancias-perdidas-patrimoniales\/8_2_1-conceptos-generales\/8_2_1_1-concepto-ganancias-perdidas-patrimoniales\/integracion-diferida-perdidas-patrimoniales.html\" target=\"_blank\" rel=\"noopener\">\u200b\u200b\u200b\u200b\u200b\u200b\u200b<\/a>We drew out this information:<\/div>\n<div><i>In the case of securities or units admitted to trading on any of the official secondary securities markets as defined in the\u00a0<b>Directive 2014\/65\/EU of the European Parliament and of the Council of 15 May 2014\u00a0<\/b>(e.g. shares listed on the stock exchange, investment funds complying with the daily reporting obligations laid down in the CII regulations) where the taxpayer has acquired\u00a0<b>homogeneous values within\u00a0<\/b><\/i><b><i>the two months before or after such transfers<\/i><\/b><\/div>\n<\/li>\n<li>\n<div>If you go to the <b>IMPLEMENTING DECISION (EU) 2017\/2320\u00a0<\/b>(united states) on the equivalence of the United States legal and supervisory framework applicable to national securities markets and alternative trading systems, pursuant to the<b>\u00a0Directive 2014\/65\/EU of the European Parliament and of the Council<\/b>\u00a0-&gt;\u00a0<a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/ES\/TXT\/PDF\/?uri=CELEX:32017D2320&amp;from=EN\" target=\"_blank\" rel=\"noopener\">https:\/\/eur-lex.europa.eu\/legal-cont&#8230;7D2320&amp;from=EN<\/a><\/div>\n<div>At the end of the document you have all the US markets that are equivalent (the same for other markets as described below).<\/div>\n<\/li>\n<\/ul>\n<\/li>\n<li>The anticipation rule would be <strong>12 months<\/strong>if they are MAB securities: such as some SOCIMIs and SICAVs that are not listed on regulated or assimilated markets (as defined in the <a href=\"https:\/\/www.boe.es\/buscar\/doc.php?id=DOUE-L-2004-81013\" target=\"_blank\" rel=\"noopener\">Directive 2004\/39\/EC<\/a>)<\/li>\n<li>More detailed and legal information can be found in the\u00a0<a href=\"https:\/\/t.co\/vRX2CIqKZL\" target=\"_blank\" rel=\"noopener\">dividend hunters.<\/a><\/li>\n<li>If you need the report with the 12-month rule instead of 2 months, please request it. <strong><a href=\"https:\/\/autodeclaro.es\/en\/contact\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/strong>.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>13- Are there any test transaction statements from any broker?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Below you can download the test transaction statement for use in the DEMO version.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Extract DeGiro transactions -&gt; <a href=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Transactions_DeGiro.csv\" target=\"_blank\" rel=\"noopener\">Download<\/a><\/li>\n<li>Extract IBKR transactions - <a href=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/04\/IBKR_2020_PyG.csv\" target=\"_blank\" rel=\"noopener\">Download<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>14- Can I generate the Profit and Loss report for transaction statements of several brokers?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Yes, to do so, compress in .ZIP format the files of the brokers for which you want to obtain the P&amp;L report.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>15-When is the CSV file of transactions attached to generate the Profit and Loss report?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Before finalising the purchase you will have the possibility to attach the<a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/\"> CSV file(s) with the statement of transactions and dividends<\/a> to generate the P&amp;L report.<br \/>\nOnce the process is completed, you will receive your completed P&amp;L report in PDF format.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>16-What exchange rate is used for transactions whose currency is not the EURO?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">The exchange rates used appear in the CSV statements of the brokers. <strong>IBKR, <\/strong><strong>DeGiro, Revolut and Trading 212<\/strong>.<\/p>\n<p style=\"padding-left: 40px;\">However, if your IBKR account is or was in a non-EURO base currency, the exchange rates are based on that base currency.<a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/#ajuste\" target=\"_blank\" rel=\"noopener\"> (CSVs have to be adjusted)<\/a>.  In this case Autodeclaro selects the exchange rate set by the <a href=\"https:\/\/www.ecb.europa.eu\/stats\/policy_and_exchange_rates\/euro_reference_exchange_rates\/html\/index.en.html\" target=\"_blank\" rel=\"noopener\">ECB (European Central Bank)<\/a><\/p>\n<p style=\"padding-left: 40px;\">For other brokers who do not provide them, the brokers selected would be those marked by the <a href=\"https:\/\/www.ecb.europa.eu\/stats\/policy_and_exchange_rates\/euro_reference_exchange_rates\/html\/index.en.html\" target=\"_blank\" rel=\"noopener\">ECB (European Central Bank)<\/a> according to the date on which the transaction or receipt of the dividend took place.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>17-Do dividends appear in the profit and loss report?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">Yes, you must provide the CSV where the dividends of the broker you are using appear.\u00a0 <a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/\">More information on how to obtain the extracts<\/a>.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>18-Have you transferred positions from another broker (DEGIRO, ING, etc) to IBKR or vice versa?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p><strong>IBKR:<\/strong><\/p>\n<ul>\n<li><strong>(Update 18 May 2023)<\/strong> IBKR's instructions have been updated so that transfers from another broker to IBKR appear on the statement.<\/li>\n<li><strong>(Update 24 May 2024)\u00a0<\/strong>Internal transactions between IBKR accounts are not taken into account for the calculation of the report.<\/li>\n<\/ul>\n<p><strong>Degiro<\/strong><\/p>\n<p>We have seen that the transfers are indicated in the annual report. If you want it not to appear in the Autodeclaro report, you would have to delete the records of these transfers as it shows them in the transaction CSVs as a sale.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>19-How is the gain or loss calculated when a sale occurs in DeGiro or IBKR?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\"><strong>On the basis of binding consultation: V2324-10<\/strong>. Purchases that are not in Euro currency will be converted to Euros at the exchange rate indicated at the time of the transaction. The same applies to sales, if they are not in Euro, they will be converted to Euros.<\/p>\n<p style=\"padding-left: 40px;\">The difference of the euro value of the number of shares sold minus the euro value of the number of shares bought will result in the gain or loss.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>20-In IBKR, the profits and losses of the IBKR operations report do not match the one generated by Autodeclaro.<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">This IBKR trade report calculates the profit or loss in the currency of the security. It then converts the profit or loss to Euros if necessary. This is why the numbers in non-Euro currency may not add up.<\/p>\n<p style=\"padding-left: 40px;\">As detailed in question 19, we rely on the binding consultation <strong>V2324-10<\/strong> to convert all transactions to euro at the exchange rate to euro at the time the transaction was made.<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>21-In DeGiro, the profit and loss of DeGiro's annual report does not match the one generated by Autodeclaro (PART1).<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">This happens for those positions whose currency is not the Euro. In the CSV extract you provide, there is detailed information on the transactions that took place at the time, including their value in Euros when the currency of the transaction is different.<\/p>\n<p style=\"padding-left: 40px;\">However, in DeGiro's report, this information is calculated using the end-of-day exchange rate, hence the data in DeGiro's annual report is not entirely correct.<\/p>\n<p style=\"padding-left: 40px;\">This information is explained on the first page of DeGiro's annual report.<\/p>\n<p style=\"padding-left: 40px;\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-4132\" src=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/deGiro_tipoCambio-300x135.png\" alt=\"ofGiro typeChange\" width=\"300\" height=\"135\" srcset=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/deGiro_tipoCambio-300x135.png 300w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/deGiro_tipoCambio-768x346.png 768w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/deGiro_tipoCambio-100x45.png 100w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/deGiro_tipoCambio.png 914w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>22- Is the AutoFx commission included in DeGiro (automatic currency exchange)?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">The automatic currency exchange (AutoFx), is a fee charged by DeGiro, which is<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>0.1% for transactions <strong>before<\/strong> 20 December 2021.<\/li>\n<li>0.25% for transactions <strong>then<\/strong> 20 December 2021.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\">This <strong>AutoFX commission is not covered in the CSV<\/strong> of transactions, so that <strong>at Autodeclaro, we account for this commission in the Profit and Loss Report. <\/strong>whether there was a currency conversion in the purchase\/sale<strong>. <\/strong>This is shown on the 'statement of account' so that <strong>it is very important to provide the full 'statement of account' (<a href=\"https:\/\/autodeclaro.es\/en\/how-to-obtain-self-employment-statements\/#dividendosDeGiro\" target=\"_blank\" rel=\"noopener\">DeGiro dividends section<\/a>)\u00a0<\/strong><\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>23- Why does the Autodeclaro report not match DeGiro's annual report (PART2)?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p style=\"padding-left: 40px;\">You can see it in this interesting Youtube Short by <a href=\"https:\/\/www.youtube.com\/c\/SantiagoTrigoNuestraEconom%C3%ADaColectiva\" target=\"_blank\" rel=\"noopener\">Santiago Trigo<\/a><\/p>\n<p style=\"padding-left: 40px;\"><a href=\"https:\/\/www.youtube.com\/shorts\/-YfdMsCpwAg\" target=\"_blank\" rel=\"noopener\">https:\/\/www.youtube.com\/shorts\/-YfdMsCpwAg<\/a><\/p>\n<p style=\"padding-left: 40px;\">I also show graphically how a simple purchase and sale of shares produces an imbalance in the DeGiro report.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Step 1:<\/strong> Calculation of the total of the purchase and sale of \"Enbridge\", having added the AutoFx commission in respect of the field \"Value (Column L)\" and added and subtracted the commission to the \"Total (Column Q)\" of the purchase and sale respectively.<\/li>\n<li><strong>Step 2:<\/strong> Comparison with the transactions on the DeGiro portal (it can be seen that it is in line with step 1 and generates a <strong>result of 6.68\u20ac.<\/strong>)<\/li>\n<li><strong>Step 3:<\/strong> Summary of gain\/loss on sale of Enbridge <strong>(result 7.01\u20ac)<\/strong><\/li>\n<li><strong>Step 4:<\/strong> Result of the gain\/loss on the Autodeclaro report <strong>(result of 6.68\u20ac)<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><img decoding=\"async\" class=\"alignnone wp-image-4954 size-large\" src=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/descuadre_DeGiro.jpg\" alt=\"DeGiro debit balance\" width=\"1024\" height=\"519\" srcset=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/descuadre_DeGiro.jpg 1024w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/descuadre_DeGiro-300x152.jpg 300w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/descuadre_DeGiro-768x389.jpg 768w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/descuadre_DeGiro-18x9.jpg 18w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/descuadre_DeGiro-100x51.jpg 100w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/descuadre_DeGiro-1000x507.jpg 1000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>24-Where are the amounts to be offset from previous years shown?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p>In the boxes <strong>439<\/strong> a <strong>442 , <\/strong>negative balances from previous years will appear there if such losses had been declared.<strong>.\u00a0<\/strong><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-26471 size-full\" src=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607.png\" alt=\"\" width=\"1869\" height=\"409\" srcset=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607.png 1869w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607-300x66.png 300w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607-1024x224.png 1024w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607-768x168.png 768w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607-1536x336.png 1536w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607-18x4.png 18w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607-100x22.png 100w, https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/02\/Captura-de-pantalla-2025-05-07-163607-1000x219.png 1000w\" sizes=\"(max-width: 1869px) 100vw, 1869px\" \/><\/p>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>25- Is it possible to deduct the interest paid when trading with marge (the broker lends money)?<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\"><\/div><\/div>\n<p>No, it is not possible. Deductible Expenses \"Only the administration and deposit of negotiable securities shall be recorded as deductible expenses\".\"<\/p>\n<p>https:\/\/sede.agenciatributaria.gob.es\/Sede\/ayuda\/manuales-videos-folletos\/manuales-ayuda-presentacion\/irpf-2024\/7-cumplimentacion-irpf\/7_2-rendimientos-capital-mobiliario\/7_2_3-rendimientos-capital-mobiliario-integrar-imponible\/7_2_3_1-intereses-cuentas-depositos_.html<\/p>\n<\/div><\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>If you have any questions or doubts that have not been answered previously<\/strong><\/p>\n<p>You can comment on any questions or suggestions in the section <a href=\"https:\/\/autodeclaro.es\/en\/contact\/\" target=\"_blank\" rel=\"noopener\"><strong>contact us<\/strong><\/a>.<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p><a href=\"https:\/\/autodeclaro.es\/wp-content\/uploads\/2022\/06\/InformePyG_ejemplo.pdf\" target=\"_blank\" rel=\"noopener\">View a sample report\u00a0<\/a><\/p>","protected":false},"featured_media":3355,"template":"","meta":[],"product_brand":[],"product_cat":[16],"product_tag":[],"class_list":["post-3417","product","type-product","status-publish","has-post-thumbnail","product_cat-herramientas","sales-flash-overlay","woocommerce-text-align-center","woocommerce-image-align-center","do-quantity-buttons","wc-has-gallery","first","instock","sold-individually","taxable","shipping-taxable","purchasable","product-type-variable","has-default-attributes"],"_links":{"self":[{"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/product\/3417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/media\/3355"}],"wp:attachment":[{"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/media?parent=3417"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/product_brand?post=3417"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/product_cat?post=3417"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/autodeclaro.es\/en\/wp-json\/wp\/v2\/product_tag?post=3417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}